Integra Insurance & Financial Services, Inc. is an independent agency which has the knowledge and expertise to represent and offer the best option available for our client. Our cooperation with many known and recommended insurance carriers, gives us the advantage to assist you with all your insurance needs. In our wide selection of products, we offer:


Life Insurance
Health Insurance
Disability
Homeowners
Auto
Business Insurance

Life Insurance


While it’s difficult to face our own morality, planning for it can ease the burden our loved ones will face later. Life insurance can provide those who are left behind with a lifetime of financial security. The death benefit may be used:

1. To replace income the family would need to maintain after the death of wage earner
2. To payoff mortgage loan and other personal or business debts
3. To create a fund for children’s education
4. To pay for final expenses, such as funeral costs and taxes
5. To create a family emergency fund

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There are basic types of life insurance available on the market today, Term Life Insurance and Permanent Insurance. Which one is for you?

1. As a business owner, what is your financial plan?
2. What is your exit strategy?
3. What is your retirement strategy?
4. Do you have an up-to-date buy- sell agreement?
5. Are you protecting your most valuable asset of you business?
6. What is yourfamily income continuation plan?

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Health Insurance

Protecting your health-and your family’s health- is important. Individual or family medical coverage allows you to choose the plan that’s best for you. Integra offers you comprehensive individual, family or group health plans through Blue Cross & Blue Shield, Humana, Unicare, Aetna, John Alden, the nation’s leading health insurance providers. Health insurance costs are rising. Don’t let the premiums keep you from getting the health care you need.

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Disability

What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months – or years? You would still need to pay all your monthly bills, including food, utilities, house and car payments. Add things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear. Accidents happen to everyone, but a serious accident can put a strain on the already tight budgets. If you were disabled as a result of an illness or injury, is your family protected?

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Homeowners

It’s where you live and where your possessions are. Chances are, it’s your greatest asset. But more than possessions and assets, it’s your home…and you need to protect it

Property Insurance helps provide peace of mind when: .

1. Bad things happen
2. You need to replace, repair or rebuild
3. You lender requires it
4. You have special or valuable items

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Auto

Auto insurance is a financial safety net that can help you offset the cost of:

1. Bodily injuries to yourself or others
2. Pay for medical expenses in case of an accident
3. Pay for damage due to accident, theft, vandalism or natural disasters
4. Lawsuits brought against you as a result of an accident

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Business Insurance

Commercial insurance is designed to help protect many of the risks your business can face including:

1. Business liability for bodily injury and property damage claims arising out of your operations
2. Damage or destruction to your business vehicles, office equipment or inventory

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Integra Insurance and Financial Services, Inc. can also assist you with Worker’s Compensation need, Group Life and Health Insurance as an incentive your employees.